Purchase, Refinance, and Commercial
Our Services
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Start with Crest Title. It’s easy.
Purchase
Crest makes securing a title easy.
Preliminary Search
A preliminary search provides comprehensive information, including current ownership, tax status, liens, and judgments, all in a single summary. This tool for real estate agents is available at no cost and can be invaluable during listing appointments.
30 Year Search
This search and examination, mandatory for all buying and refinancing transactions, will result in a title commitment that outlines the criteria for insuring the property and lists any exemptions attached to the land.
Quick Quotes
We offer a swift and straightforward quote process to provide you with the necessary information to progress smoothly through the home-purchasing journey.
New Construction
Purchasing a newly built home is a popular choice among buyers. At Crest Title, we aim to simplify the process, allowing both the buyer and builder to concentrate on constructing and delivering a high-quality home that will bring years of satisfaction.
Abstract of Title
Crest offers copies of recorded covenants, restrictions, deeds, mortgages, liens, and additional property-related information.
Refinance
Are you interested in a lower mortgage balance or interest rate? Refinancing might be the best option for you.
Resources
Title Insurance On A Refinance
Pre-Settlement Checklist
Order Title
What is refinancing and what does it mean for you?
Homeowners may opt for refinancing for various reasons, including the opportunity to obtain a lower interest rate and lower monthly payments.
The Importance of Refinancing
- Utilize the equity in your home to pay for expenses like college, a car or boat, or medical expenses
- Take advantage of lower interest rates and reduce your monthly payment
- Save money on total interest paid
- Pay off your mortgage quicker
Knowing Your Refinancing Options
- Lenders generally offer 10-, 15-, 20-, or 30-year mortgages. Decide what is best for you in the short and long term.
- Interest rates rise and fall due to multiple economic factors. Refinancing with a lower interest rate may reduce your monthly payments.
- A cash-out refinance lets you turn the equity in your home into cash you can spend. Consider your financial needs and goals.
How to Prepare
- Speak to a trusted lender and find out the following:
- What is your credit score and do you qualify for lending?
- How much equity is in your home
- What type of mortgage are you currently in, and what are the terms?
Commercial
Crest Title covers all aspects of commercial transactions, from inception to closing, with specialized knowledge and meticulous attention to detail. Our approach ensures successful insurance and closing. We are committed to offering the necessary support and service for these intricate dealings.
